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POD, Check Imaging, & Image Statements

Check imaging is now becoming the accepted method of item processing in the commercial bank industry. Even the Federal Reserve is equipping its centers with the latest image technology, and incoming image cash letters are already available.

Lower postage costs
A reduction in staffing and costs for paper handling, check filing, fine sorting, and statement prep
Lower equipment maintenance costs
Elimination of the management of cycle sorts
Greater efficiency through on-line review of stop-hold, two signatures, large dollar, signature verification, NSF, and OD items
Faster research time due to the elimination of microfilm
Faster statement preparation time

Cardinal Software can show you how to apply this cost cutting technology to increase fee income and generate revenue streams using magnetic media reporting and the Internet. Check imaging, combined with an Internet banking product, can deliver customer satisfaction, reduced costs, increased revenue, and an expanded target market.

Cardinal Software can integrate most POD, check imaging and image statement systems into Cardinal/400™. If you are not sure about what POD, check imaging and image statement systems you need or what provider you want to use, Cardinal Software banking experts will consult with you to help determine the solution that will best meet your current and future needs.

C & A Associates

Our preferred system provider for proof of deposit, check imaging and image statement is C & A Associates, a bank consulting and technology firm specializing in automated systems for financial institutions. C & A has developed a complete suite of systems for item processing, check imaging, and microfilm replacement that integrates with Cardinal/400™.

Cardinal Software can configure C & A’s check imaging solution to use the Federal Reserve’s system of capturing images, your in-house capture system, or our service bureau. This image solution implements Microsoft Windows NT/2000 Server and Microsoft SQL Server, provides long-term archiving, and has been interfaced to all the major vendors of image capture devices.

ImageChex32

Financial institutions of all sizes will see improvement in customer service and increased efficiency in bank operations when check imaging and automated statement preparation are implemented with ImageChex32. It provides for daily reconciliation of images with posted items from Cardinal/400™. Bank personnel will be notified each day of any exception images, providing an opportunity to make corrections long before statements are prepared. Edits ensure that the integrity of the database is preserved when receiving images from outside sources; and priority account statement printing allows banks to meet customer demands even when receipt of images is delayed.

ImageChex Express

ImageChex Express takes advantage of the latest Windows technologies to provide a powerful, easy-to-use environment for performing complex searches and retrieval of captured images. Users can search check image data to find images matching selection criteria including amount, account number, check number, bank routing-transit number, capture reference number, or any combination of these fields.

ProofPC32

ProofPC32 provides a powerful, easy-to-use environment for performing complex transaction processing in financial institutions. ProofPC32 includes robust support for BancTec’s E-series and 9500 sorters, Panini’s S1 and Vision tabletop sorters, and sorters built on the tried and proven BancTec 9x690 technologies. Support for the Digital Check and Canon series of desktop scanners makes this the perfect solution for low volume proof-of-deposit operations and microfilm replacement. Imaging support on all platforms includes display of images during capture at sample rates selected by the user.

     
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